Self-Insured Workers Compensation Insurace

Through our joint sponsorship of The Builders Group (TBG), BATC members have access to the largest writer of construction-related workers’ compensation insurance in Minnesota. This self-insured program is exclusive to members of BATC, BAM, and the Minneapolis and St. Paul Builders Exchange.

Formed in 1997, TBG was created to provide a long-term, stable workers’ compensation insurance program for the construction industry of Minnesota, at the lowest possible net cost to each member. No matter how big or small your construction firm may be, TBG is your best solution for workers’ compensation insurance!

Program highlights include:

• You pay exactly what you owe with monthly self-audit billing
• Personalized loss control services
• Aggressive claims management to protect your money
• Monthly claims reports on request
• Competitive up-front rates
• All profits and investment income is returned to members
• TBG has paid over 12 dividends from six fund years*
• Member controlled through experienced Board of Trustees
• Long-term member discount
• It’s YOUR insurance company -- you no longer rent your workers’ compensation TBG staff and claims adjustors working on behalf of the member.

* Dividends are not guaranteed. Members are jointly and severally liable for their proportionate share of obligations for the group, and will be assessed on an individual and proportionate basis for any deficit created by the group. However, TBG has not assessed its members since its inception.